[ American Express Blue Cash Everyday ] Best Non-Annual Fee Cash-Back Rewards Cards

AMEX_BCE

 

  • Credit Card Type: Cash-back Card
  • Current Offer: Earn $100 cash-back rewards after spending $1,000 in purchases within the first 3 months.
  • Special Offer: No
  • Bonus Category: 3% cash-back per dollar for US supermarkets. 2% cash-back per dollar for US gas station and select US department stores. 1% cash-back per dollar for all other purchases.
  • Annual Fee: $0

Tips:

1. You can use this card to buy the third party gift card at supermarket to get 3% cash-back.

2. With this card, you have access to AMEX Offers, which offers additional cash/points rebate for spending.

3. Adding authorized users (additional cards) is free of charge, which can get access to more AMEX Offers.

4. Only first $6,000 purchases per calendar year at US supermarkets can earn 3% cash back. If your grocery shopping is less than $6,000 per year, consider buying any gift cards at supermarkets to receive maximum bonus rewards.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.

Notes:

Although the earning rate is not as good as AMEX Blue Cash Preferred Card, this card has no annual fee. It should be kept for long term (for the access to AMEX Offer) or used in grocery shopping.

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