[ American Express Business Platinum ] Business Charge Card with Great Travel Benefits

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  • Credit card type: Bank rewards card (This is Charge Card)
  • Current Offer: Earn 50,000 Membership Rewards (MR) Points after spending $10,000. An extra 25,000 MR Points can be earned after spending additional $10,000 on qualifying purchases within the first 3 months.
  • Special Offer: $200 annual airline fee credit, complimentary access to the airport lounge and complimentary SPG Gold status / Hilton Gold status.
  • Bonus Category: 5x points per dollar for flights and prepaid hotels on amextravel.com. 1x point per dollar for all other purchases.
  • Annual Fee: $450


1. $200 airline fee credit for incidental charges such as checked bags or in-flight meal per calendar year. However, purchasing airline gift cards with less than $100 per transaction can also trigger this benefit.

2. Since $100 airline fee credit resets by calendar year, not the date you opened the card (card-member year), you can actually get airline fee credit twice during the first card-member year.

3. Get 50% more Membership Rewards points. That's 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.

4. Receive a 35% rebate when using MR points to book travel on your airline of choice, or when booking a first or business class ticket on any airline. It means all MR points are worth 2 cents per point for air travel.

5. 10 free go-go WiFi Internet passes per calendar year for in-flight Wi-Fi.

6. With this card, you have access to Amex Offers, which offers additional cash/points rebate for spending.

7. Please check this article for the instruction of using AMEX MR points.

8. Please check this article for the instruction of transferring AMEX MR points to airline / hotel programs.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link (click me) if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.


Most of benefits of AMEX Business Platinum are similar to AMEX Platinum. The annual fee of AMEX Business Platinum is $100 cheaper than AMEX Platinum. If you can not fully use $200 Uber credit of AMEX Platinum, applying for AMEX Business Platinum could be another option. Also, this card provides additional benefits, such as 50% MR bonus on all purchases over $5,000 and 10 free go-go Internet passes per calendar year, which could be useful for small business owner.

Thank you for supporting TripPlus! Please check here to learn more about this card and other business credit cards from our partner.

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