[ American Express Everyday ] The Only Fee-Free AMEX Card for MR Point Transfer

AMEX_ED

 

  • Credit Card Type: Bank rewards card
  • Current Offer: Earn 15,000 Membership Rewards (MR) Points after spending $1,000 in purchases within the first 3 months.
  • Special Offer: Use your card 20 or more times per month to get 20% bonus points on those purchases.
  • Bonus Category: 2x points pre dollar for US supermarket. 1x point per dollar for all other purchases.
  • Annual Fee: $0

Tips:

1. Only first $6,000 purchases per calendar year at US supermarkets can earn 2x MR points. If you spend less than $6,000 in grocery shopping per year, buying gift cards at supermarket can be an option to earn maximum bonus rewards.

2. With this card, you have access to AMEX Offers, which offers additional cash/points rebate for spending.

3. Please check this article (click me) for the instruction of using AMEX MR points.

4. Please check this article (click me) for the instruction of transferring AMEX MR points to airline / hotel programs.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.

Notes:

Although the earning rate is not as good as AMEX Everyday Preferred Card, this is the only AMEX card with the ability to transfer MR points without annual fee. It should be kept for long term (for the access to AMEX Offer) or used in grocery shopping.

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