[ American Express Everyday Preferred ] Great Point-Earning Card for Grocery Shoppers

AMEX_EDP

 

  • Credit Card Type: Bank rewards card
  • Current Offer: Earn 20,000 Membership Rewards (MR) Points after spending $1,000 in purchases within the first 3 months.
  • Special Offer: Use your card 30 or more times per month to get 50% bonus points on those purchases.
  • Bonus Category: 3x points per dollar for US supermarket. 2x points per dollar for US gas stations. 1x point per dollar for all other purchases.
  • Annual Fee: $95

Tips:

1. Only first $6,000 purchases per calendar year at US supermarkets can earn 3x MR points. If you spend less than $6,000 in grocery shopping per year, buying gift cards at supermarket can be an option to earn maximum bonus rewards.

2. With this card, you have access to AMEX Offers, which offers additional cash/points rebate for spending.

3. Please check this article (click me) for the instruction of using AMEX MR points.

4. Please check this article (click me) for the instruction of transferring AMEX MR points to airline / hotel programs.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.

Notes:

This is a must-have rewards credit card for grocery shopper. If you can use this card for 30 times in grocery purchases per month, you will earn 50% bonus points every month (up to $6,000 at supermarket per year). You will end up earning 27,000 MR points per year, which can be very useful for travel purposes. There is another card from AMEX – AMEX Blue Cash Preferred with 6% grocery-shopping cash-back rewards card for cash-back lovers. Therefore, if you prefer to earn MR points, this is the card for you. Otherwise, applying for AMEX Blue Cash Preferred (up to $360 annual cash back in grocery-shopping) can be an alternative option.

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