[ American Express SimplyCash Plus ] The Best Cash-Back Card for Small Business Owner


  • Credit Card Type: Cash Back Card
  • Current Offer: Earn $250 cash-back rewards after spending $5,000 in purchases within the first 3 months. Earn additional $250 cash-back rewards after spending $10,000 within a year.
  • Special Offer: No
  • Bonus Category: 5% cash-back per dollar for U.S. office supply store and on wireless telephone services purchased directly from U.S. service provider. 3% cash-back per dollar for the category of your choice. 1% cash-back per dollar for all other purchases.
  • Annual Fee: $0


1. You can use this card to buy gift cards for other spending needs at office supply store (Staples / Office Depot) to get 5% cash-back.

2. With this card, you have access to AMEX Offers, which offers additional cash/points rebate for spending.

3. Adding authorized users (additional cards) is free of charge, which can get access to more AMEX Offers.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.


One of the great benefits of this card is earning 5% cash-back rewards at office supply store and wireless service. You can also select shipping spending as bonus category to earn 3% cash-back rewards. However, you can only earn 3% or 5% cash-back rewards on the first $50,000 purchases in a calendar year.

Please enter Google Username or ID to start!
Example: clip360net or 116819034451508671546
File name
Link to
  Open new windows
  Rel nofollow