[ American Express Starwood Preferred Guest Business ] Business Card for Earning Valuable Points

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  • Credit Card Type: Hotel rewards card
  • Current Offer: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 month.
  • Special Offer: As a Card Member, receive credit for 15 nights each year toward SPG elite status.
  • Bonus Category: Earn 6 points for each dollar of eligible purchases spent at participating SPG & Marriott Rewards hotels. Earn 4 points for each dollar at US gas stations, US restaurants, wireless telephone service from US providers, and US purchases for shipping. Earn 1 point for all other purchases.
  • Annual Fee: $95 (Waived for first year)


1. Marriott / SPG points has been widely considered as one of the most valuable point system because of its versatility.

2. Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel.

3. With this card, you have access to AMEX Offers, which offers additional cash/points rebate for spending.

4. Please check this article for the instruction of using SPG points.

5. Please check this article for the instruction of transferring Marriott / SPG points to airline programs.

Restrictions when you apply:

1. You can only apply for one AMEX credit card per day, but the rule does not apply to AMEX charge cards. If you apply one credit card and one charge card on the same day, AMEX are going to combine hard-pull (for credit report). Therefore we suggest the reader apply for another AMEX charge card at the same time when applying AMEX credit card, so the applicant will only be hard-pulled once.

2. Please check the status from this link if you do not get instant approval. We strongly suggest you to call AMEX Reconsider Line to ask them about reconsidering the application if you do not get instant approval or be denied. Generally, you will have a chance to be approved after providing the information they need when calling them. The phone number of AMEX Reconsideration Line is 1-800-567-1083.


Marriott / SPG points is very valuable because of its versatility. You can transfer points to airline partners with 3:1 ratio. Also, transferring every 60,000 points to airline program will earn additional 5,000 bonus miles. It also comes with travel insurance, and it can be used outside of US since this card features no foreign transaction fee.

Thank you for supporting TripPlus! Please check here to learn more about this card and other hotel co-branded credit cards from our partner.

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