[ Barclaycard Arrival Plus ] Card with Good Point-Earning Rate for Travel


  • Credit Card Type: Bank rewards card
  • Current Offer: 50,000 points (=$525 travel credits) if you make at least $3,000 in purchases in the first 90 days of account opening.
  • Special Offer: Addition 5% points rebate when redeeming the points
  • Bonus Category: Unlimited 2x points per dollar for all purchases 
  • Annual Fee: $89 (Waived First Year)


1. This card is suitable for those who like cash-back rewards.

2. This card is good for those who don’t want to think about which card to use for different purchases.

3. This card is good for those who spend regularly on travel.


If you want to save the trouble of thinking of which card to use, or learning how to transfer points to other partners, this is the card for you. You earn 2 points for every dollar spent. It is simple as the value of each point equal to 1 cent. The points can be redeemed toward travel related purchases that are $100 or more. Since you can get 5% return when you redeem, the actual value is actually more than 2 cents/dollar spent, which is slightly better than the typical 2% cashback card. However, the annual fee of $89 might be hard to justify without any retention offer. It would be worthwhile only if you spend more than $50,000 on this card per year.

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