[ Bank of America Cash Rewards for Business ] Cash-Back Business Card for Credit Card Rookies


  • Credit Card Type: Cash-back rewards card (Business Credit Cards)
  • Current Offer: Earn a $200 statement credit after $500 in purchases within 60 days of account opening
  • Special Offer: None
  • Bonus Category: 3% cash-back per dollar for purchases at gas stations and office supply stores, 2% cash-back per dollar for purchases at restaurants, and 1% cash-back per dollar for all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Annual Fee: $0


1. You can use this card to buy gift cards from office supply store, such as Staples/Office Depot to earn more cash-back rewards.

2. Can be used for gas spending since it has 3% cash-back.。

3. Please read this article (click me) to find out more information before applying Bank of America credit cards.


The 3% cash-back rewards category at office supply store is great for people who could purchase gift cards for everyday use. It could be a great way to earn equivalent 3% cash-back for lots of spending categories if you are able to purchase various kinds of gift cards for your spending needs.

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