[ Chase Freedom Unlimited ] Unlimited 1.5x Chase UR Points-Earning Card

This post may contain references to products from one or more of our advertisers. We may receive compensation when you click on links to those products ( Advertiser Disclosure ).



  • Credit Card Type: Bank rewards card
  • Current Offer: Earn 15,000 Ultimate Rewards Points (= $150 cash back) after using your card to make $500 in purchases within the first 3 months.
  • Special Offer: No
  • Bonus Category: 1.5x points for all purchases
  • Annual Fee:$0


1. Points earned may be redeemed as cash back at 1 cent/point value. However, transferring points to high-end Ultimate Rewards cards, such as Chase Sapphire Preferred and Chase Sapphire Reserve, may increase points value to 1.5 cents/point or more.

2. Unlimited 1.5x spending bonus is great, but we suggested to utilize Chase Freedom's rotating 5x spending bonus category for purchases and only use Chase Freedom Unlimited for non-bonus spending categories.

Restrictions when you apply:

1. Chase Freedom is under Chase's “5/24 limitation”, which means if you have opened 5 or more new credit card accounts in the past 24 months, you will not be automatically approved for this card. 

2. Chase allows up to two credit card approvals per day, and credit hard-pull will be combined if applied on the same day. 

3. If you are not automatically approved by Chase, you may call Chase Reconsideration Line: 1-888-270-2127


It is a lot harder for most people to use Chase Freedom Unlimited because it does not have any spending bonus categories. Instead of putting all spending on Chase Freedom Unlimited, it is better to utilized other Chase Ultimate Rewards cards, such as Chase Freedom and Chase Sapphire Preferred. This card is best for people who don't want to have too many credit cards in the wallet and preferred to simply earn 1.5x points for all kinds of purchases.

Thank you for supporting TripPlus! Please check here to compare this card with other cash-back credit cards from our partner.

Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.

[CreditCards.com] This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

[Cardratings.com] Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Please enter Google Username or ID to start!
Example: clip360net or 116819034451508671546
File name
Link to
  Open new windows
  Rel nofollow