[ Chase Ink Business Preferred ] Great Chase UR Point-Earning Card for Small Business Owner

This post may contain references to products from one or more of our advertisers. We may receive compensation when you click on links to those products ( Advertiser Disclosure ).


  • Credit Card Type: Bank rewards card (This is Business Card)
  • Current Offer: Earn 80,000 Ultimate Rewards Points after using your card to make $5,000 in purchases within the first 3 months.
  • Special Offer: None
  • Bonus Category: 3x points for travel/shipping/advertising/internet, cable & phone bill. 1x Points for all other purchases.
  • Annual Fee: $95


1. Points earned may be redeemed as cash back at 1 cent/point value. However, transferring points to frequent flyer/hotel partners may get you better value when redeemed for travel purposes since Chase has lots of great airline/hotel program partners.

2. 3x spending bonus has annual cap at the first $150,000 in selected categories.

3. Shipping expenses (USPS/UPS/Fedex) earns 3x spending bonus, which makes this card a perfect fit for small business owners who has lots of goods for shipping to overseas.

4. This card can be product-changed to non-annual fee Chase Ink Cash card.

5. By paying phone bill with this card, you are eligible for this card's cell phone insurance benefit for up to 3 phones each year ($600 per insured phone). Paying phone bill also earns 3x points per dollar.

Restrictions when you apply:

1. Chase Ink Business Preferred is under Chase's “5/24 limitation”, which means if you have opened 5 or more new credit card accounts in the past 24 months, you will not be automatically approved for this card. 

2. Chase allows up to two credit card approvals per day, and credit hard-pull will be combined if applied on the same day. 

3. If you are not automatically approved by Chase, you may call Chase Reconsideration Line: 1-888-270-2127.


This card is great for small business owners that may use this card's 3x spending bonus categories and cell phone benefit. The points can be transferred to travel partners for your future travel. For any one who does resell business with lots of shipping needs, this card is definitely the one to have because of the 3x spending bonus on shipping.

Thank you for supporting TripPlus! Please check here to compare this card with other business credit cards from our partner.

Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.

[CreditCards.com] This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

[Cardratings.com] Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Please enter Google Username or ID to start!
Example: clip360net or 116819034451508671546
File name
Link to
  Open new windows
  Rel nofollow